The doctor also admitted that he normally wasn't on the premises when the lesser-educated "therapists" provided the care, but he rationalized signing the claim forms because he reviewed the patient files before signing. I've conducted numerous investigations by which medical doctors signed insurance claim forms showing that they had provided all the care but in reality, lesser-educated mental health professionals actually conducted the therapy. You could have a GP, a specialist or other doctors caring for you. A specialist from one of the insurance companies told me that it (and most other companies) didn't accept self-injection as a reimbursable expense. The specialist said medical providers should monitor patients for several minutes after injections to ensure the patients don't have adversarial reactions. Because the insurance companies are footing the bills (or most of them), patients usually have no qualms as long as they are regaining their health. The rationale may be that if patients have to pay something to see doctors, they'll only seek care if they really need it. Keep in mind that most patients are only concerned with two things: getting healthy (or finding relief from their suffering) and how much they personally have to pay out of their own pockets for medical services.
In these cases, the affected insurance companies would still have paid for the care provided by the lesser-educated therapists (as long as they were licensed), but they would have paid less. In other cases, I investigated physicians who had billed for services provided in their offices that were located in the U.S. Focus on the "date of service" not the date the claim form was signed or submitted because those dates may be several days after the service was provided. She believed she was providing a useful service to her allergy-suffering patients and that it wasn't her fault the government and insurance companies hadn't yet accepted the experimental treatment. During one fraud examination I conducted, an allergy doctor was providing a treatment, which was considered experimental and therefore not accepted by government health care plans or other insurance companies. She accomplished this by calling it (and coding it) something else that was covered by insurance plans and policies. He also said he didn't realize that the insurance companies paid more just because a physician signed the claim forms. Because I'm a bit shy of needles, and the thought of injecting myself makes me cringe, I wondered if insurance companies would knowingly approve self-injections away from the allergy clinic.
It's a scary thought that any individual might impersonate a physician and bill for treatment, but it does happen. Providers might make more money by reporting they visited with or and treated the same patient on two separate days fairly than at some point. And the claims could be several years old. Notably, claims denied as a result of a RAC audit are subject to the standard Medicare appeals process. These were closer to "no supporting documentation" fraud, but because the physicians didn't take their patients with them on their trips, those claims were really far off! The patients said that the allergy clinic workers would hand each of them a bunch of syringes filled with antigens and tell them to inject themselves in their homes! I keep waiting for someone to tell me his dog ate the documentation. But for those who remain on the job, they often won't tell what they know until they're confronted.
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